Blue Foundry Bancorp (BLFY) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Medium Risk
Moderate dilution risk
Last updated: March 31, 2026

Risk Assessment Details

Potential Dilution: 141.36% of current shares
Recent Dilution: 2.11% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
20M
Potential Supply
28M
Additional shares possible
Splits
None
Past 2 years

Summary

BLFY currently has 19.6M outstanding shares. with significant dilution risk as 27.8M authorized shares could dilute existing holders by 141.4%. The company has minimally diluted shareholders by 2.11% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
Mar 31, 2026

10-K filing | 19.6M shares outstanding

20M 28M
Nov 13, 2025

10-Q filing | 19.4M shares outstanding

19M 28M
Aug 12, 2025

10-Q filing | 19.8M shares outstanding

20M 28M
Jun 24, 2025

8-K filing: Blue Foundry Bancorp authorized a repurchase program for up to 1,082,533 shares of its common stock, representing approximately 5% of its outstanding common stock, commencing on June 20, 2025.

20M 28M
May 12, 2025

10-Q filing | 20.4M shares outstanding

20M 28M
Mar 27, 2025

10-K filing | 21.5M shares outstanding

21M 28M
Nov 13, 2024

10-Q filing | 21.3M shares outstanding

21M 28M
Nov 12, 2024

8-K filing: Blue Foundry Bancorp completed its fourth stock repurchase program and adopted a new program to repurchase up to 1,139,420 shares of its common stock, approximately 5% of its outstanding common stock.

22M 28M
Aug 09, 2024

10-Q filing | 21.7M shares outstanding

22M 28M
May 14, 2024

10-Q filing | 22.1M shares outstanding

22M 28M
Mar 27, 2024

10-K filing | 23.9M shares outstanding

24M 28M
Feb 27, 2024

8-K filing: Blue Foundry Bancorp announced a program to repurchase up to 1,203,545 shares of its common stock, representing approximately 5% of its outstanding common stock.

23M 28M
Nov 13, 2023

10-Q filing | 23.3M shares outstanding

23M 28M
Aug 18, 2023

8-K filing: Blue Foundry Bancorp announced a program to repurchase up to 1,268,382 shares of its common stock, representing approximately 5% of its outstanding common stock.

24M 28M
Aug 11, 2023

10-Q filing | 24.2M shares outstanding

24M 28M
May 12, 2023

10-Q filing | 25.4M shares outstanding

25M 28M
Apr 24, 2023

8-K filing: Blue Foundry Bancorp's Board of Directors adopted its second stock repurchase program, allowing the Company to repurchase up to 1,335,126 shares of its common stock, or approximately 5% of its current outstanding shares, upon completion of its existing stock repurchase program.

26M 28M
Mar 30, 2023

10-K filing | 26.3M shares outstanding

26M 28M
Nov 10, 2022

10-Q filing | 26.2M shares outstanding

26M 28M
Aug 12, 2022

10-Q filing | 26.4M shares outstanding

26M 28M
Jul 20, 2022

8-K filing: Blue Foundry Bancorp announced a program to repurchase up to 2,852,250 shares of its common stock, which is approximately 10% of its outstanding common stock.

26M 28M
May 13, 2022

10-Q filing | 26.3M shares outstanding

26M 28M
Mar 14, 2022

10-K filing | 28.5M shares outstanding

29M 28M
Nov 05, 2021

10-Q filing | 28.5M shares outstanding

29M 28M
Aug 06, 2021

10-Q filing | 28.5M shares outstanding

29M 28M
Jun 17, 2021

10-Q filing | 0.1M shares outstanding

100K 28M
May 05, 2021

S-1/A filing: Blue Foundry Bancorp is offering up to 27,772,500 shares of common stock at $10.00 per share in connection with the conversion of Blue Foundry, MHC from the mutual holding company to the stock holding company form of organization.

N/A 28M
Apr 20, 2021

S-1/A filing: Blue Foundry Bancorp is offering shares of common stock for sale at $10.00 per share in connection with the conversion of Blue Foundry, MHC from the mutual holding company to the stock holding company form of organization.

N/A 28M
Mar 10, 2021

S-1 filing: Blue Foundry Bancorp is offering shares of common stock for sale at $10.00 per share in connection with the conversion of Blue Foundry, MHC from the mutual holding company to the stock holding company form of organization.

N/A 28M
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