Customers Bancorp, Inc. (CUBI) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Medium Risk
Moderate dilution risk
Last updated: May 08, 2026

Risk Assessment Details

Potential Dilution: 116.44% of current shares
Recent Dilution: 8.79% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
34M
Potential Supply
40M
Additional shares possible
Splits
None
Past 2 years

Summary

CUBI currently has 34.1M outstanding shares. with significant dilution risk as 39.7M authorized shares could dilute existing holders by 116.4%. The company has minimally diluted shareholders by 8.79% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
May 08, 2026

10-Q filing | 34.1M shares outstanding

34M 40M
Nov 07, 2025

10-Q filing | 33.5M shares outstanding

33M 40M
Oct 31, 2025

8-K filing: Customers Bancorp, Inc. announced that it will redeem all 3,400,000 shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F on December 15, 2025.

32M 42M
Sep 05, 2025

8-K filing: Customers Bancorp, Inc. completed an offering of 2,189,781 shares of common stock at $68.50 per share, with underwriters exercising an option to purchase an additional 328,467 shares, resulting in gross proceeds of approximately $172.5 million. ($172.5M proceeds)

32M 42M
Aug 07, 2025

10-Q filing | 31.6M shares outstanding

32M 42M
May 14, 2025

8-K filing: Customers Bancorp, Inc. announced that it will redeem all 2,300,000 shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series E on June 16, 2025, after which no shares of the Series E Preferred Stock will remain outstanding.

31M 42M
May 09, 2025

10-Q filing | 31.4M shares outstanding

31M 42M
Feb 28, 2025

10-K filing | 31.5M shares outstanding

32M 42M
Nov 12, 2024

10-Q filing | 31.6M shares outstanding

32M 42M
Aug 08, 2024

10-Q filing | 31.6M shares outstanding

32M 42M
Jul 01, 2024

8-K filing: Customers Bancorp, Inc. authorized a new common stock repurchase program to repurchase up to 497,509 shares of the Company's common stock.

31M 42M
May 09, 2024

10-Q filing | 31.5M shares outstanding

31M 42M
Feb 29, 2024

10-K filing | 31.4M shares outstanding

31M 42M
Nov 09, 2023

10-Q filing | 31.3M shares outstanding

31M 42M
Aug 09, 2023

10-Q filing | 31.3M shares outstanding

31M 43M
May 09, 2023

10-Q filing | 31.8M shares outstanding

32M 42M
Feb 28, 2023

10-K filing | 32.6M shares outstanding

33M 41M
Nov 08, 2022

10-Q filing | 32.5M shares outstanding

32M 41M
Oct 03, 2022

8-K filing: Customers Bancorp, Inc. reported the completion of the sale of a $500 million portfolio of unsecured consumer installment loans on September 30, 2022, and authorized a one-year extension of the share repurchase program to repurchase up to 3,235,326 shares of the Company's common stock.

33M 41M
Aug 08, 2022

10-Q filing | 32.7M shares outstanding

33M 41M
May 09, 2022

10-Q filing | 33.0M shares outstanding

33M 41M
Feb 28, 2022

10-K filing | 32.3M shares outstanding

32M 41M
Nov 08, 2021

10-Q filing | 32.4M shares outstanding

32M 41M
Aug 26, 2021

8-K filing: The Board of Directors authorized a new share repurchase program to repurchase up to 3,235,326 shares of the Company's common stock, representing 10% of the Company's outstanding shares of common stock on June 30, 2021.

32M 41M
Aug 09, 2021

10-Q filing | 32.3M shares outstanding

32M 41M
May 10, 2021

10-Q filing | 31.9M shares outstanding

32M 42M
Mar 02, 2021

10-K filing | 31.7M shares outstanding

32M 42M
Nov 06, 2020

10-Q filing | 31.5M shares outstanding

32M 42M
Aug 10, 2020

10-Q filing | 31.5M shares outstanding

31M 42M
Jun 19, 2020

S-3 filing: The filing is an S-3 shelf registration for various securities including common stock, preferred stock, debt securities, depositary shares, warrants and units, with a total offering amount not to exceed $500,000,000.

31M 42M
May 11, 2020

10-Q filing | 31.4M shares outstanding

31M 0
Mar 02, 2020

10-K filing | 31.2M shares outstanding

31M 0
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