Ellington Credit Co (EARN) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

High Risk
Significant dilution risk
Last updated: June 23, 2025

Risk Assessment Details

Potential Dilution: 62.92% of current shares
Recent Dilution: 59.0% (2 years)
Historical Dilution Factor: significant recent dilution
Outstanding Shares
35M
Potential Supply
22M
Additional shares possible
Splits
None
Past 2 years

Summary

EARN currently has 34.8M outstanding shares. with significant dilution risk as 21.9M authorized shares could dilute existing holders by 62.9%. The company has significantly diluted shareholders by 59.0% over the past 2 years, indicating aggressive capital raising.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
Jun 23, 2025

10-K filing | 34.8M shares outstanding

35M 22M
Mar 31, 2025

10-K filing | 29.7M shares outstanding

30M 27M
Dec 09, 2024

8-K filing: Ellington Credit Company issued 1,000 Series A Preferred Shares to Ellington Credit Company Management LLC for an aggregate purchase price of $1,000 on December 9, 2024. ($0.0M proceeds)

26M 31M
Nov 14, 2024

10-Q filing | 25.6M shares outstanding

26M 31M
Aug 14, 2024

10-Q filing | 20.4M shares outstanding

20M 36M
May 15, 2024

10-Q filing | 19.5M shares outstanding

20M 37M
Mar 12, 2024

10-K filing | 18.6M shares outstanding

19M 38M
Nov 14, 2023

10-Q filing | 15.2M shares outstanding

15M 42M
Nov 01, 2023

S-3/A filing: Ellington Residential Mortgage REIT may offer and sell, from time to time, up to an aggregate of $500,000,000 of its common shares, preferred shares, debt securities, warrants, depositary shares, rights, and units in one or more offerings.

14M 43M
Oct 25, 2023

S-3 filing: Ellington Residential Mortgage REIT may offer and sell, from time to time, up to an aggregate of $500,000,000 of its common shares of beneficial interest, preferred shares of beneficial interest, debt securities, warrants, depositary shares, rights, and units in one or more offerings.

14M 43M
Aug 14, 2023

10-Q filing | 13.9M shares outstanding

14M 43M
May 15, 2023

10-Q filing | 13.7M shares outstanding

14M 43M
Mar 10, 2023

10-K filing | 13.2M shares outstanding

13M 44M
Nov 14, 2022

10-Q filing | 13.1M shares outstanding

13M 44M
Aug 12, 2022

10-Q filing | 13.1M shares outstanding

13M 44M
May 13, 2022

10-Q filing | 13.1M shares outstanding

13M 44M
Mar 11, 2022

10-K filing | 12.7M shares outstanding

13M 44M
Nov 05, 2021

10-Q filing | 12.9M shares outstanding

13M 44M
Aug 11, 2021

10-Q filing | 12.4M shares outstanding

12M 44M
Jun 21, 2021

8-K filing: Ellington Residential Mortgage REIT and Blackstone Tactical Opportunities EARN Holdings L.L.C. entered into an underwriting agreement for a public offering of 3,737,500 common shares, with the Company selling 575,000 shares and Blackstone selling 2,675,000 shares.

12M 44M
May 10, 2021

10-Q filing | 12.3M shares outstanding

12M 44M
Apr 26, 2021

S-3 filing: This is an S-3 filing for a secondary offering of common stock by selling shareholders.

12M 44M
Mar 16, 2021

10-K filing | 12.4M shares outstanding

12M 41M
Dec 04, 2020

S-3 filing: Ellington Residential Mortgage REIT may offer and sell, from time to time, up to an aggregate of $500,000,000 of various securities, including common shares, preferred shares, debt securities, warrants, depositary shares, rights, and units, in one or more offerings.

12M 41M
Nov 09, 2020

10-Q filing | 12.3M shares outstanding

12M 0
Aug 07, 2020

10-Q filing | 12.3M shares outstanding

12M 0
May 11, 2020

10-Q filing | 12.4M shares outstanding

12M 0
Mar 12, 2020

10-K filing | 12.5M shares outstanding

12M 0
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