Finwise Bancorp (FINW) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Medium Risk
Moderate dilution risk
Last updated: May 12, 2026

Risk Assessment Details

Potential Dilution: 87.94% of current shares
Recent Dilution: 4.31% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
14M
Potential Supply
12M
Additional shares possible
Splits
None
Past 2 years

Summary

FINW currently has 13.6M outstanding shares. with significant dilution risk as 12M authorized shares could dilute existing holders by 87.9%. The company has minimally diluted shareholders by 4.31% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
May 12, 2026

10-Q filing | 13.6M shares outstanding

14M 12M
Nov 18, 2025

S-3 filing: FinWise Bancorp intends to offer various securities, including common stock, preferred stock, debt securities, depositary shares, warrants, units and subscription rights, for a total proposed amount of $150,000,000.

14M 12M
Nov 10, 2025

10-Q filing | 13.6M shares outstanding

14M 3.7M
Aug 11, 2025

10-Q filing | 13.5M shares outstanding

13M 3.7M
May 13, 2025

10-Q filing | 13.5M shares outstanding

13M 3.7M
Mar 26, 2025

10-K filing | 13.2M shares outstanding

13M 3.7M
Nov 12, 2024

10-Q filing | 13.3M shares outstanding

13M 3.7M
Aug 13, 2024

10-Q filing | 13.1M shares outstanding

13M 3.7M
May 14, 2024

10-Q filing | 13.0M shares outstanding

13M 3.7M
Mar 25, 2024

10-K filing | 12.9M shares outstanding

13M 3.7M
Jan 29, 2024

8-K filing: FinWise Bancorp will acquire an additional 10% nonvoting ownership interest in Business Funding Group, LLC by issuing 339,176 shares of Common Stock in a private placement to the Sellers.

12M 3.7M
Nov 13, 2023

10-Q filing | 12.4M shares outstanding

12M 3.7M
Aug 15, 2023

10-Q filing | 12.6M shares outstanding

13M 3.7M
Jul 27, 2023

8-K filing: FinWise Bancorp entered into a Membership Interest Purchase Agreement with Business Funding Group, LLC and four members of BFG to acquire an additional 10% voting ownership interest in BFG by issuing 372,132 shares of common stock.

13M 3.7M
May 15, 2023

10-Q filing | 13.2M shares outstanding

13M 3.7M
Mar 30, 2023

10-K filing | 12.7M shares outstanding

13M 3.7M
Nov 14, 2022

10-Q filing | 12.8M shares outstanding

13M 3.7M
Aug 18, 2022

8-K filing: On August 18, 2022, the Company announced that its Board of Directors authorized a common stock repurchase program to purchase up to 644,241 shares of the Company's common stock in the aggregate.

13M 3.7M
Aug 15, 2022

10-Q filing | 12.7M shares outstanding

13M 3.7M
May 16, 2022

10-Q filing | 12.8M shares outstanding

13M 3.7M
Nov 16, 2021

S-1/A filing: This S-1/A filing registers shares of common stock for an equity line offering, with an option for underwriters to purchase additional shares.

8.7M 3.7M
Nov 01, 2021

S-1/A filing: This S-1/A filing relates to a proposed offering of common stock by FinWise Bancorp. The document details the costs and expenses associated with the offering, indemnification of directors and officers, use of proceeds, dividend policy, directed share program, NASDAQ listing, risk factors, and selected historical consolidated financial data.

8.7M 4.7M
Aug 04, 2021

S-1/A filing: This S-1/A filing relates to an offering of common stock by FinWise Bancorp, including shares offered by the company, a selling shareholder, and an option for underwriters to purchase additional shares.

8.7M 4.7M
Jul 30, 2021

S-1/A filing: This is an S-1/A filing for FinWise Bancorp, detailing the costs associated with the sale of common stock, indemnification of directors and officers, and information about the company's stock, including shares outstanding and dividend policy.

8.7M 0
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