Live Oak Bancshares, Inc. (LOB) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Low Risk
Limited dilution potential
Last updated: May 05, 2026

Risk Assessment Details

Potential Dilution: 0.0% of current shares
Recent Dilution: 2.75% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
46M
Potential Supply
0
Additional shares possible
Splits
None
Past 2 years

Summary

LOB currently has 46.1M outstanding shares. with minimal authorized share overhang for future dilution. The company has minimally diluted shareholders by 2.75% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
May 05, 2026

10-Q filing | 46.1M shares outstanding

46M 0
Nov 17, 2025

10-Q filing | 45.8M shares outstanding

46M 0
Aug 29, 2025

8-K filing: James S. Mahan III, Chairman and CEO of Live Oak Bancshares, Inc., entered into a prearranged stock trading plan to sell up to 400,000 shares of the Company's voting common stock starting in November 2025 through September 2026.

46M 0
Aug 05, 2025

10-Q filing | 45.8M shares outstanding

46M 0
Aug 04, 2025

8-K filing: Live Oak Bancshares, Inc. issued 4,000,000 depositary shares representing interest in Series A Preferred Stock with an aggregate liquidation preference of $100,000,000 on August 4, 2025.

46M 0
Jul 29, 2025

8-K filing: Live Oak Bancshares, Inc. entered into an Underwriting Agreement to sell 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of the Company's 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock in a public offering expected to close on or about August 4, 2025.

46M 0
May 07, 2025

10-Q filing | 45.8M shares outstanding

46M 0
Mar 18, 2025

10-K filing | 45.8M shares outstanding

46M 0
Nov 05, 2024

10-Q filing | 45.1M shares outstanding

45M 0
Aug 06, 2024

10-Q filing | 45.0M shares outstanding

45M 0
May 10, 2024

10-Q filing | 44.8M shares outstanding

45M 0
Feb 22, 2024

10-K filing | 45.1M shares outstanding

45M 0
Nov 03, 2023

10-Q filing | 44.4M shares outstanding

44M 0
Aug 02, 2023

10-Q filing | 44.3M shares outstanding

44M 0
May 03, 2023

10-Q filing | 44.2M shares outstanding

44M 0
Feb 23, 2023

10-K filing | 43.9M shares outstanding

44M 0
Nov 02, 2022

10-Q filing | 43.9M shares outstanding

44M 0
Aug 03, 2022

10-Q filing | 43.9M shares outstanding

44M 0
May 04, 2022

10-Q filing | 43.8M shares outstanding

44M 0
Feb 24, 2022

10-K filing | 43.2M shares outstanding

43M 0
Nov 03, 2021

10-Q filing | 43.3M shares outstanding

43M 0
Aug 04, 2021

10-Q filing | 43.2M shares outstanding

43M 0
May 05, 2021

10-Q filing | 42.7M shares outstanding

43M 0
Feb 25, 2021

10-K filing | 41.8M shares outstanding

42M 0
Nov 04, 2020

10-Q filing | 40.5M shares outstanding

41M 0
Aug 05, 2020

10-Q filing | 40.5M shares outstanding

41M 0
May 06, 2020

10-Q filing | 40.3M shares outstanding

40M 0
Feb 27, 2020

10-K filing | 40.2M shares outstanding

40M 0
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