Oportun Financial Corp (OPRT) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Low Risk
Limited dilution potential
Last updated: May 09, 2025

Risk Assessment Details

Potential Dilution: 0.47% of current shares
Recent Dilution: 4.93% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
38M
Potential Supply
180K
Additional shares possible
Splits
None
Past 2 years

Summary

OPRT currently has 37.5M outstanding shares. with limited dilution risk as only 178K additional shares (0.5%) are authorized for issuance. The company has minimally diluted shareholders by 4.93% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
May 09, 2025

10-Q filing | 37.5M shares outstanding

38M 180K
Feb 20, 2025

10-K filing | 36.1M shares outstanding

36M 1.5M
Dec 20, 2024

S-3 filing: Oportun Financial Corporation is offering up to 4,853,006 shares of common stock issuable upon the exercise of warrants held by selling securityholders.

36M 1.7M
Nov 12, 2024

10-Q filing | 36.0M shares outstanding

36M 0
Aug 09, 2024

10-Q filing | 35.7M shares outstanding

36M 0
May 10, 2024

10-Q filing | 38.9M shares outstanding

39M 0
Mar 15, 2024

10-K filing | 36.9M shares outstanding

37M 0
Nov 09, 2023

10-Q filing | 34.2M shares outstanding

34M 0
Aug 09, 2023

10-Q filing | 36.7M shares outstanding

37M 0
May 25, 2023

S-3/A filing: This S-3/A filing relates to an offering of common stock by selling securityholders. The company will not receive any proceeds from the sale of common stock but will receive the exercise price of warrants upon exercise. The selling securityholders may resell shares in open market transactions under Rule 144.

34M 0
May 10, 2023

10-Q filing | 34.0M shares outstanding

34M 0
May 03, 2023

S-3 filing: This is an S-3 filing for the registration of common stock offered by selling securityholders, including shares that may be issued upon exercise of warrants. The company will not receive any proceeds from the sale of common stock by the selling securityholders.

33M 0
Mar 14, 2023

10-K filing | 32.8M shares outstanding

33M 0
Mar 13, 2023

8-K filing: Oportun Financial Corporation entered into an amendment to its credit agreement and will issue warrants to lenders to purchase shares of common stock in connection with incremental term loans.

33M 0
Nov 08, 2022

10-Q filing | 33.0M shares outstanding

33M 0
Aug 09, 2022

10-Q filing | 32.8M shares outstanding

33M 0
May 10, 2022

10-Q filing | 33.3M shares outstanding

33M 0
Mar 01, 2022

10-K filing | 30.3M shares outstanding

30M 0
Nov 04, 2021

10-Q filing | 28.2M shares outstanding

28M 0
Aug 06, 2021

10-Q filing | 28.0M shares outstanding

28M 0
May 07, 2021

10-Q filing | 27.8M shares outstanding

28M 0
Feb 23, 2021

10-K filing | 27.3M shares outstanding

27M 0
Nov 12, 2020

10-Q filing | 27.5M shares outstanding

27M 0
Aug 07, 2020

10-Q filing | 27.2M shares outstanding

27M 0
May 15, 2020

10-Q filing | 27.0M shares outstanding

27M 0
Feb 28, 2020

10-K filing | 27.0M shares outstanding

27M 0
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