UNITED COMMUNITY BANKS INC (UCB) - Dilution Analysis

Visualizing historical and potential share dilution over time

Dilution Analysis

Low Risk
Limited dilution potential
Last updated: November 07, 2025

Risk Assessment Details

Potential Dilution: 0.0% of current shares
Recent Dilution: 2.01% (2 years)
Historical Dilution Factor: minimal recent dilution
Outstanding Shares
120M
Potential Supply
0
Additional shares possible
Splits
None
Past 2 years

Summary

UCB currently has 122M outstanding shares. with minimal authorized share overhang for future dilution. The company has minimally diluted shareholders by 2.01% over the past 2 years.

Share Structure Timeline

Outstanding Shares
Total Supply

Historical Data Points

Date Event Outstanding Supply
Nov 07, 2025

10-Q filing | 122.1M shares outstanding

120M 0
Aug 15, 2025

8-K filing: United Community Banks, Inc. announced the redemption of all outstanding shares of 6.875% Series I Non-Cumulative Perpetual Preferred Stock on September 15, 2025, at a price of $25,000 per share, resulting in a cash payment of $88 million for the aggregate liquidation preference. ($88.0M proceeds)

120M 0
Aug 08, 2025

10-Q filing | 121.4M shares outstanding

120M 0
May 09, 2025

10-Q filing | 120.2M shares outstanding

120M 0
Feb 27, 2025

10-K filing | 119.8M shares outstanding

120M 0
Nov 08, 2024

10-Q filing | 119.8M shares outstanding

120M 0
Aug 09, 2024

10-Q filing | 119.7M shares outstanding

120M 0
May 09, 2024

10-Q filing | 119.7M shares outstanding

120M 0
Feb 23, 2024

10-K filing | 117.7M shares outstanding

120M 0
Nov 03, 2023

10-Q filing | 119.5M shares outstanding

120M 0
Aug 04, 2023

10-Q filing | 115.9M shares outstanding

120M 0
Jul 03, 2023

8-K filing: United Community Banks, Inc. completed its acquisition of First Miami Bancorp, Inc. on July 1, 2023, issuing approximately 3.5 million shares of Company Common Stock in connection with the merger.

120M 0
May 05, 2023

10-Q filing | 115.5M shares outstanding

120M 0
Feb 24, 2023

10-K filing | 106.8M shares outstanding

110M 0
Feb 15, 2023

8-K filing: United Community Banks, Inc. entered into a Merger Agreement with First Miami Bancorp, Inc. where Merger Sub will merge with and into First Miami, with First Miami surviving the merger, and immediately thereafter, First Miami will merge with and into United, with United surviving the merger.

110M 0
Nov 04, 2022

10-Q filing | 106.7M shares outstanding

110M 0
Aug 05, 2022

10-Q filing | 106.6M shares outstanding

110M 0
May 06, 2022

10-Q filing | 106.6M shares outstanding

110M 0
Feb 25, 2022

10-K filing | 106.0M shares outstanding

110M 0
Nov 05, 2021

10-Q filing | 87.4M shares outstanding

87M 0
Aug 06, 2021

10-Q filing | 87.3M shares outstanding

87M 0
May 07, 2021

10-Q filing | 87.3M shares outstanding

87M 0
Feb 25, 2021

10-K filing | 83.2M shares outstanding

83M 0
Nov 06, 2020

10-Q filing | 87.1M shares outstanding

87M 0
Aug 06, 2020

10-Q filing | 78.9M shares outstanding

79M 0
Jul 01, 2020

8-K filing: United Community Banks, Inc. completed its acquisition of Three Shores Bancorporation, Inc. on July 1, 2020, issuing 8,130,461 shares of United Common Stock valued at approximately $164 million. ($164.0M proceeds)

79M 0
Jun 10, 2020

8-K filing: United Community Banks, Inc. closed the sale of 4,000,000 depositary shares representing ownership of 1/1,000th of a share of the Company's Series I Non-Cumulative Preferred Stock on June 10, 2020.

79M 0
Jun 08, 2020

8-K filing: United Community Banks, Inc. entered into an underwriting agreement for the sale of 4,000,000 depositary shares, each representing a 1/1000th interest in a share of 6.875% Non-Cumulative Preferred Stock, Series I.

79M 0
May 07, 2020

10-Q filing | 79.3M shares outstanding

79M 0
Feb 27, 2020

10-K filing | 79.7M shares outstanding

80M 0
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